Virgin Cash has lower charges on residential buy offers throughout all mortgage to values, by as much as 69 foundation factors from as we speak (8 September).
Highlights of the lender’s reductions embrace:
Buy exclusives with free valuation and a £1,295 charge
- 65% mortgage to worth two-year fixes, decreased by 12bps to five.65%
- 90% LTV five-year fixes, decreased by 14bps to five.46%
Buy exclusives with free valuation, £1,000 cashback and a £495 charge
- 90% LTV two-year fixes, decreased by 16bps to six.44%
Buy mounted fee fee-savers
- 65% LTV two-year fixes, decreased by 53bps to five.97%
- 75% LTV two-year fixes, decreased by 69bps to five.99%
- 85% LTV two-year fixes, decreased by 49bps to six.29%
- 90% LTV two-year fixes, decreased by 61bps to six.37%
- 65% LTV five-year fixes, decreased by 44bps to five.28%
- 75% LTV five-year fixes, decreased by 60bps to five.28%.
- 85% LTV five-year fixes, decreased by 63bps to five.42%
- 90% LTV five-year fixes, decreased by 54bps to five.65%
Remortgage exclusives with free valuation, free legals and a £995 charge
- 60% LTV two-year fixes, decreased by 10bps to five.80%
Remortgage exclusives fee-savers
- 60% LTV two-year fixes, decreased by 15bps to six.18%
The financial institution provides that chosen buy and remortgage fixes have been lower by as much as 31bps, beginning at 5.18%.
Chosen buy-to-let fixes have been decreased by as much as 24bps, beginning at 5.38%.
And chosen product switch fixes have been decreased by as much as 44bps, beginning at 5.18%.
The enterprise additionally confirms that every one seven-day particular BTL exclusives have been withdrawn.