Day within the Lifetime of… Peter Barnes, head of intermediaries, Mortgages for Enterprise


My alarm goes off at…

…5.34am, however it’s 20 minutes quick so I can press the snooze button for 20 minutes (mad, I do know — it’s a protracted story).

I’m up at 5.40am and within the fitness center by 6.00am. I’m not a fitness center bore, and I by no means thought I’d be getting up early to be there when it opened, however it is without doubt one of the greatest elements of my day. It’s the identical individuals there, daily, and we’re all of a sure age so it’s a very good environment.

I’m out of the fitness center earlier than the ‘pairs’ arrive (you realize, those who stand there, counting for one another: ‘Come on, mate, simply two extra’).

Every shopper is completely different and desires various things from you and from a mortgage. That makes every day thrilling

I wished to work within the mortgage business as a result of…

…I needed to get out of banking. I did 30 years with a high-street financial institution, however adjustments in ethos meant it was time to attempt one thing new.

Getting out of the company sphere to work at a smaller agency (albeit we’ve got over 50 workers), alongside various ex-bankers who had the identical ideas as me, made it a straightforward alternative when the chance was supplied.

One thing that shocked me about my job was…

…the power to say ‘Sure’ in most situations, and being appreciated by purchasers who recognise the work you may have completed on their behalf. It makes my job that rather more rewarding.

Being again within the (protected) workplace atmosphere makes the 5.34am get-ups all price it

A false impression about my position is…

…every part is straightforward.

I communicate to a whole lot of purchasers who use the brokerage as a result of they’ve used us earlier than, they belief us, they usually know we’ve got the experience to supply merchandise that can meet their circumstances.

This half is nice, however I additionally communicate to many consumers who suppose it’s simple to be a landlord or property developer. They method us with very speculative proposals, 5% contributions and no expertise, and might’t perceive why lenders are threat averse.

My typical day entails…

…downside fixing, sourcing appropriate mortgages, downside fixing, chasing lenders, downside fixing and basic admin. Did I point out downside fixing?

The power to say ‘Sure’ in most situations shocked me about my job

It’s this half that retains you in your toes and makes every day thrilling. Every shopper is completely different and desires various things from you and from a mortgage.

A perk of the job is…

…assembly all kinds of individuals from all walks of life and attending to know their tales. What with lockdowns and the pandemic, being again within the (protected) workplace atmosphere makes the 5.34am get-ups all price it.

My favorite work reminiscence is…

…though I moaned concerning the financial institution and company environment, the early days have been at all times enjoyable. Strolling down Piccadilly dressed as one half of a pantomime horse (Christmas occasion fancy gown) stands out in my reminiscence.

I communicate to many consumers who suppose it’s simple to be a landlord or property developer

To unwind after work, I…

…benefit from the drive residence. It’s 25 minutes of ‘me’ time, when the music will get turned up and I get caught lip syncing by different drivers.

Strolling the canine blows off the cobwebs of the day, and I be certain that we exit a minimum of a few times per week to interrupt the monotony of watching the TV each night time.



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